Mobile Banking Services

Mobile Banking

Convenient banking at your finger-tips!

Access your finances anytime, anywhere, with your qualified mobile device, and at no additional charge! Bank 24/7 with text, browser, or the downloadable app for iPhone or Android. It is secure (multiple layers of security and authentication), and easy to use.

Note: You can enroll for Personal Mobile Banking directly from your mobile device once you have downloaded the app. For Business Mobile Banking you must be enrolled in Business Online Banking prior to using Mobile Banking.

What can you do with Mobile Banking?

Monitor account balances and recent transaction history
Receive "Alerts" for low balance or incoming deposit activity
Transfer funds between your Frazer Bank accounts
Make loan payments
Pay your bills (through Bill pay once they have been set up in Retail Online Banking)
Find the nearest branch or ATM locations
Make Mobile Deposits

How to set up Mobile Banking from your cell phone

Go to the app store.
Search "Frazer Bank" for Personal Mobile Banking and "Frazer Business" for the Business Mobile Banking and download the free app.
Enter your username and password.
For Personal Mobile Banking, you will activate your Multifactor Authentication and for Business Mobile Banking you will use the security questions that you set up during Business Online Banking enrollment.

How to use Text Banking

Enroll for text based banking from your online profile.
Begin sending text commands to 99588 through your mobile phones SMS text application. To receive a text message with all text commands simply text HELP to 99588. Message and Data Rates may apply.

Text Commands

BAL to 99588 for the current balances of your accounts
HIST+Acct Nickname for your transaction history
HELP to be sent our contact information
ATM+ZipCode for a list of nearby branches
STOP to cancel text banking

Mobile Deposit

Mobile Deposit is secure, easy to use, and convenient.

Deposit checks directly into your account using your Android or Apple smartphone Take photos of the front and back of your check and submit. It’s that easy. Save time with fewer trips to the bank.

For Personal Mobile Banking you are enrolled for Mobile Deposit when you enroll. For Business Mobile Banking, this feature must be requested at enrollment or changes will need to be made prior to using Mobile Deposit.

Mobile Bill Pay for Personal Mobile Banking

Mobile Bill Pay is a fast and secure way to stay on top of your payments from anywhere.

This feature is not turned on at enrollment. If you wish to have the feature, please contact your branch office to request access.

Once you have been given rights to this feature, you will still need to set it up the first time from Retail Online Banking.

Our Mobile Banking app for iPhone® and Android™ devices allows you to pay virtually anyone at anytime from anywhere using your enrolled checking account. Making payments through your mobile device saves you the time and effort it would otherwise take to write and mail a physical check. In addition, you can view or cancel existing payments that have already been scheduled.

To take advantage of the bill pay feature within the Mobile Banking app you must first be enrolled in Bill Pay through Online Banking, and have used the online site to set up your payees.

Scheduling new payments using the mobile app is easy!

Select Make a new payment under the Pay Bills option
Choose a payee from the dropdown list
Enter the amount and date you would like your payment delivered by
Confirm and you’re done.