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Free Kasasa Cash Back® Checking

Enjoy 6.00% cash back on debit card purchases and refunds on ATM withdrawal fees.


  • Free checking that pays you back
  • Earn 6.00% cash back on debit card purchases^
    • No category restrictions on purchases
    • Cash back earned on as much as $200 in purchases monthly
    • Earn as much as $144 cash back per year, $12 per month
    • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free e-statements
  • Free mobile banking
  • Free Visa® debit card
  • $100 minimum deposit to open


Enrollments must be in place and all the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction(s)
  • At least 12 debit card purchases, each greater than $2.00
  • Be enrolled in and agree to receive e-statements

And if you don't meet these qualifications, don't worry — your accounts are still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

^Kasasa Cash Back Disclaimer