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Free Kasasa Saver®

Build savings automatically while earning a high rate of return.


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 3.00% APY on balances up to and including $250,000
  • 3.00% to 2.29% APY on balances over $250,000 depending on balance in account
  • 0.05% APY on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • No minimum deposit to open


Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction(s)
  • At least 12 debit card purchases, each greater than $2.00
  • Be enrolled in and agree to receive e-statements

And if you don't meet these qualifications, don't worry — your accounts are still free.

Plus, you'll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

‡Kasasa Saver Disclaimer