Locations and Hours

Convenient Banking Services

There are many options for conducting your banking, beyond the traditional visit to the branch during bank office hours. Bank online, by calling one of our offices, at an Automated Teller Machine, or by utilizing the automated voice response phone system. The choices are yours and they put you in greater control over your money in any situation, no matter where you are or what time it is. After all, control over your financial matters is really what you want - and need.

Contact us today or visit our office nearest you. We'll make it easy for you.

Automated Teller Machines (ATMs)

No need to worry whether the bank lobby or drive-thru is open. Just stop by any Frazer ATM - anytime day or night.

  • Withdraw cash
  • Verify account balances
  • Transfer funds between accounts

Direct Deposit

Make arrangements with a Frazer Bank associate to have your paychecks easily deposited directly into your checking and/or savings account.

  • Reliable and secure
  • Eliminates the need to get to the bank during set hours
  • Credits the funds into your account sooner
  • Deposit payroll, Social Security and tax refund checks

Drive-Thru Banking

We have convenient drive-thru teller banking at our branches to offer quick and friendly service without getting out of your car.

  • Cash checks
  • Order checks
  • Make a deposit
  • Make a loan payment

Locate a Drive-Thru

Night Deposit

Use Frazer Bank's safe and secure night depository on the outside of our buildings for those times when you need to deposit checks after banking hours. The deposit is verified and processed upon resumption of banking hours.

Debit Card

Frazer Bank is transitioning our debit cards to the latest in chip technology.  Cardholders will receive a chip card when:

  • A new debit card is issued
  • A replacement card is issued (certain fees may apply)
  • The expiration month of your card is reached

No action is required by you!

Your current card will work with chip-enabled terminals; just swipe your card as you always have.

Added Security

Chip cards offer a more secure method of payment when used at merchants with chip-enabled terminals.  This security has been used globally for the last decade and is proven to reduce counterfeit card fraud.  A microchip generates a unique code for every purchase made at a chip-enabled terminal, providing additional protection against fraudsters.  For even more security download our Card Valet app.

To learn more, contact us today or visit our office nearest you.


Card Valet

Your Card on Your Terms

Manage and control your Frazer Bank Debit Card anytime and anywhere with our Card Valet mobile app.  Download the app to your smartphone and customize your settings so you control when, where and how your money is spent.

  • Turn your debit card on and off
  • Establish transaction controls for dollar limits, merchant categories and geographic locations
  • Receive alerts when your card is used, approved, or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted or declined transactions
  • Get real-time balances for your accounts

Interactive Video Player

Wire Transfer

Wires are a safe and secure method of electronically transmitting money. Individuals or businesses may send funds to another financial institution for deposit into recipient's account.

Incoming Wires are used to deposit funds into a Frazer Bank checking account. There is no fee for incoming wires. Wires are processed through The Bankers Bank in Oklahoma City, Oklahoma. Specific information is required:

The Bankers Bank


ABA Routing number

103 003 616

To Credit

Frazer Bank

Account number


For Final Credit to:

Customer: ______________________
Account Number: ________________

Outgoing Wires are used to deposit funds into an account at another bank. There is a $15.00 fee for domestic outgoing wires. These wires require specific information:

  1. Name of customer requesting the wire transfer and the Frazer Bank account number where the funds will be withdrawn.
  2. Name of the bank where the funds will be deposited
  3. The ABA Routing number of the bank where the funds will be deposited (always 9 digits)
  4. Beneficiary’s name, address, and account number where the funds will be deposited
  5. Wires over $3,000.00 must have the sender's signature.

The best procedure is to call the bank where the beneficiary’s account is located and ask for their wiring instructions

Outgoing Foreign Wires are used to deposit funds into an account in another country.  There is a $50 fee for foreign outgoing wires.  To originate a foreign wire you must come into a Frazer Bank location.

Safe Deposit Boxes

Many of our offices provide Safe Deposit Boxes in a variety of sizes and prices. The annual rental fee is billed each year from the month the box was originally rented. Contact us to see if your local Frazer Bank office has safe deposit boxes available.

Telephone Banking

Telephone Banking is a convenient, self-service method of obtaining information or making transactions over the phone. It is available 24 hours a day, 365 days a year.

Toll free: 800-482-7798

  • Access checking, savings, CDs and loans
  • Verify account balances
  • Transfer funds between accounts
  • See if a check has cleared
  • Make loan payments