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Free Kasasa Cash® Checking

Enjoy high interest earnings and refunds on ATM withdrawal fees.*


  • Free checking that pays high interest
  • 6.00% APY* on balances up to and including $25,000
  • 6.00% to 1.60% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* on all balances if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking with bill pay
  • Free e-statements
  • Free mobile banking
  • Free Visa® debit card
  • $100 minimum deposit to open


Enrollments must be in place and all the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction(s)
  • At least 12 debit card purchases, each greater than $2.00
  • Be enrolled in and agree to receive e-statements

And if you don't meet these qualifications, don't worry — your account is still free.

Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Kasasa Cash Disclaimer